Job Description


To be accountable for the finance function for Business Enablement which includes: To provide statistical and financial insight into the establishment and the attainment of the financial objectives of the business unit as well as to ensure that suitable models, budgetary and performance measurements are in place.
Responsible for predictive financial modelling and insights,... lead the development of the advanced statistical and financial models essential for the preparation, analysis and forecasting of the financial results of the BU.
Provision of financial statements / information, management accounting analytics, business performance evaluation and forecasting to all relevant stakeholders .The financial planning cycle. Financial governance, systems, processes and controls.


Qualifications

Minimum Qualifications


Type of Qualification: Post Graduate Degree
Field of Study: Business Commerce, Finance and Accounting


Experience Required


Finance Business Partnering
Minimum of 7 Years experience  in heading up a finance team and delivering key MIS to business unit. Management Accounting reporting experience. Broad understanding of a business environment. Knowledge of financial analysis techniques. Construct, read and interpret financial statements. more

Job Description


To operate across functions (analytics, digital, segment, marketing, channel, country) leveraging behavioural insights to design behaviour change interventions (i.e. nudges) which shape customer behaviour in a way that generates commercial value to PPB.
As a Managerial Behavioral Economist, you will play a critical role in shaping the strategic direction of behavioral... interventions within our Retail and Business Banking units. You will leverage advanced behavioral insights to design and implement customer-centric strategies that enhance the financial wellbeing of our clients and generate substantial commercial value for the bank. In this role, you will manage a team of behavioral scientists, analysts, and project leads, working collaboratively across functions such as Analytics, Digital, Product, Marketing, and Customer Experience.
Strategic Behavioral Insights: Lead the development and application of behavioral economics principles to design impactful customer interventions across retail and business banking products, driving improvements in areas such as savings behavior, credit utilization, and financial literacy.
Program Leadership & Team Management: Oversee a cross-functional team, ensuring alignment on project goals and fostering a culture of innovation, collaboration, and continuous improvement. Mentor team members, set performance targets, and provide guidance on best practices in behavioral research and experimentation.
Cross-Functional Collaboration: Partner with stakeholders in Analytics, Product, Marketing, and Digital to embed behavioral insights into product design, marketing campaigns, and customer journey touchpoints. Champion a customer-centric approach that aligns with both business objectives and customer needs.
Data-Driven Decision Making: Utilize data analytics and behavioral research to inform decisions, evaluate intervention outcomes, and optimize strategies. Interpret complex data to identify patterns in customer behavior and translate these into actionable recommendations.
Experimentation and Scaling: Lead the design, testing, and scaling of behavioral interventions, establishing metrics to measure success and demonstrating the business impact. Drive iterative improvements through rigorous A/B testing, piloting, and scaling of successful initiatives.
Stakeholder Engagement and Reporting: Present insights and results to senior leadership and key stakeholders across the bank. Communicate the value of behavioral interventions and provide regular updates on project outcomes, strategic implications, and customer impact. .


Qualifications

Minimum Qualifications


Type of Qualification: Post Graduate Degree (NQF Level 8 - 10) 
Field of Study: Behavioural Economics, Psychology, Business, Data Science or a related field. 


Experience Required


Client Coverage
Experience: 3+ years of experience in a behavioral economics role within financial services, consulting, or a related sector, with a strong track record in project management and team leadership. more

Job Description


Enablement of Partnerships for Group Card aligned to the strategy as outlined by Group Client Solutions. Coordinate, support, track and ensure effective and successful end to end onboarding and implementation business partnerships deals.
Engage with various FinTech’s, service providers and 3rd Party to evaluate and negotiate potential business development opportunities, as... well as to understand how to accelerate the commercialization of solutions in the market to enable market competitiveness.
Provide oversight and guidance to countries on execution of agreed partnership opportunities


Qualifications

Minimum Qualifications


Type of Qualification: First Degree
Field of Study: Business Commerce


Experience Required


Minimum 5 years experience in Partnership or Ecosystem experience as a key metric and a key deliverable for this role. Experience of working with multiple teams within the bank to solve for client problems and risk management. Knowledge of the bank’s various IT systems and processes; Experience in collaboration and working with cross functional team. Experience in implementing medium to large scale projects. more

Job Description


To extract, transform and analyse data, and to visualise insights through the use of reports and dashboards to solve business problems.


Qualifications

Minimum Qualifications


First Degree in Mathematics, Statistics, Actuarial Science, Engineering, Physics or Computer Science


Experience Required


Banking experience preferred
1-2 years of experience in... analyzing and interpreting trends and data will be beneficial.
1-2 years of experience researching and identifying alternative MIS sources and means of reporting in response to changing bank processes whilst adhering to regulatory requirements.
Providing input into to the creation and management of a range of reports and dashboards using Business Intelligence (BI) tools like QlikSense, Power BI, or similar platforms
Providing input into the implementation and maintenance of data quality processes, including validation, cleansing, and normalization
Collaborating with business units to understand their goals and challenges and providing support in delivering data-driven insights and recommendations.
Ensuring compliance with data security, privacy, and regulatory requirements in all structured reports.
Raising any anomalies with the Data Manager to support in resolving.
Participating in knowledge sharing within the team and across the organization more

Job Description


Adapt and Execute on Data and Information Governance requirements such as exercising data ownership and ensuring that high standard of data quality is upheld. Responsible for ensuring that data and information is used, accessed and stored according to data and information governance requirements, policies, standards, processes and procedures.


Qualifications

Minimum... Qualifications


Type of Qualification:  Bachelor’s degree
Field of Study: Computer Science, Information Technology, Information Management, or a related field (BCom with IT specialization or BSc in Computer Science preferred).


Experience Required


Client Coverage
Personal and Private Banking
Financial Services Expertise: Minimum 5-7 years of experience in data management within the financial sector, with exposure to information risk management. Experience in data / information systems within financial services. Experience in engaging with multiple stakeholders across a variety of disciplines. Proven track record in extracting value from using data to achieve tangible financial outputs.
Technical Skills: Proficient in SQL (ability to read and write SQL) and Teradata.
Analytical Mindset: Strong problem-solving skills with a proven track record in leveraging data for financial impact.
Stakeholder Engagement: Ability to work cross-functionally and communicate effectively with PEXCO members and business leaders. more

Job Description


To design, develop, and implement the Analytical Insights and Enablement frameworks, toolboxes, and capabilities to drive Personalisation objectives for Business and Commercial Banking South Afrcia. To improve the business decision making ability for Business and Commercial Banking South Africa through the use of analytics, data driven thinking and the development of... appropriate analytical toolsets / platforms.
To conceptualise, organise, process and deliver accurate and reliable data outcomes to enable personalised client engagement strategies, executed within Personalisation, Business and Commercial Banking South Africa e.g. Smart2.
To design, develop and implement the Behavioural Economics strategy in Business and Commercial Banking South Africa, by inculcating principles from cognitive and behavioural psychology across the business operations, in order to improve on strategic business objectives.


Qualification


Business Commerce Degree


Experience


5-7 years previous experience in a knowledge discovery, analytics and client intelligence role within a financial institution, experience in analytics associated with client behaviours and trends, experience in translating analytical outputs for business consumption and previous experience in ownership of generating sustainable commercial outcomes and dealing with stakeholders across a matrix environment
5-7 years experience advising internal and external stakeholders on business strategies underpinned by behavioural insights, experience designing, driving and managing strategic projects, understanding of behavioural economics principles and experience implementing behavioural change initiatives to generate commercial value and improve client outcomes and previous experience in ownership of generating sustainable commercial outcomes and dealing with stakeholders across a matrix environment
5-7 years people management within a multi-disciplinary team and significant project management experience more

Job Description


To Manage the interface with the Payments Association of South Africa (PASA), the Card Schemes (e.g., Visa, Mastercard), Payment Service Providers (PSP), merchants and various internal stakeholders to ensure that Card Acquiring complies with PCI-DSS (Payment Card Industry Data Security Standards) regulations.
To manage and co-ordinate various Card Acquiring value chain... touch points (e.g. merchant services (reports and/or requests for information), operational processing and risk / compliance interfaces).


Qualifications

Minimum Qualifications


Type of Qualification: Undergraduate Degree
Field of Study: Business Commerce, Finance and Accounting


Experience Required


5-7 Years solid understanding of the card and payments landscape, along with familiarity with general banking products, practices, and procedures. Knowledgeable about card product regulations and compliance, as well as the principles and practices governing card operations. Proficiency in Card Scheme rules, operational regulations, and online portal requirements is essential, as is familiarity with the processes for submitting waivers to Card Schemes. Additionally,  aware of Card Scheme breach conditions that may result in penalties, and have a solid grasp of the Financial Advisory and Intermediary Services Act (FAIS). more

Job Description


To ensure the effective value adding risk management of Credit Evaluation, managing and enhancing the approval of credit applications for Business Banking customers within acceptable parameters, in order for Business Banking and Standard Bank Namibia, to achieve asset growth targets, whilst maintaining a quality-lending book, through judicious, product and system development... and effective management.


Qualifications

Minimum Qualifications


Type of Qualification: First Degree
Field of Study: Business Commerce
Type of Qualification: First Degree
Field of Study: Finance and Accounting


Experience Required

Credit Risk – BCB


Risk & Corporate Affairs
5-7 years
Credit Experience, especially lending, applicable to Business Banking, Including Lending to the Agric Sector and experience operating with an individual lending mandate. more

Job Description


To enable a positive workforce experience within the Bank, by supporting the Skills Development Facilitator to co-ordinate and facilitate accreditation, annual planning and reporting of Skills Development processes as well as key sector wide learning programs; building both employee and community capability levels according to identified requirements. To analyse and integrate... data, submitting reports to support workforce insights, that can help business and the learning teams to shape decisions.


Qualifications

Minimum qualifications


Degree in Human Resources / Social Science or equivalent.
Accreditation as Skills Development Facilitator.


Experience required


Minimum of 8-10 years demonstrated workplace experience in Learning.
Prior experience in contributing to the formulation and implementation of the Learning Strategy to ensure it is aligned to the National Skills Development Strategy (NSDS).
Experience in supporting the Skills Development Facilitator by collating necessary information that will enable a Skills Development execution plan to address business needs as well as future CoE strategy needs.
Proven experience in quality assurance of documentation related to the learning solutions, checking that they are developed in accordance with BANKSETA and INSETA regulations to ensure that SBG can access the funding that has been made available.
Experience in monitoring and tracking all funding related invoices for submission to the relevant SETA, accurately and in accordance with standard processes
Assisting the Skills Development facilitator to collate the Workplace Skills Plan in collaboration with the broader People & Culture community and in line with the organisational workforce plan and submit it as per the stipulated timelines to ensure adherence to the requirements of the BANKSETA and the INSETA.
Assisting the Skills Development Facilitator to compile the mandatory Annual Training Report and any other reports as required by BANKSETA, the INSETA and the organisation to ensure that the organisation remains fully compliant.
Experience in the compilation of the monthly dashboard and BEE Audit reports, in accordance with specified requirements to monitor compliance with related regulations and requirements. more

Job Description


To assess and evaluate lending applications for clients based on sound credit risk and affordability assessments, financial principles and credit policies which will manage growth of the asset book of the bank with a view of minimising losses and mitigating credit risks. This may include a variety of lending products dependant on the client and segment within which the... manager operates. To support business partners in understanding and meeting client lending needs.


Qualifications

Minimum Qualifications


Type of Qualification: First Degree
Field of Study: Business Commerce


Experience Required

Credit Risk – BCB


Risk & Corporate Affairs
3-4 Years
Experience in intuitive credit assessment and decisioning in relevant segment and products. Knowledge and understanding of financial statements. Knowledge and understanding of repayment structures, collateral and collection processes within the banking environment. more