To provide leadership and overall direction of business growth in the region/assigned branches, oversee the growth of quality loan portfolio and deposits, while maintaining a balance between social and financial goals.

To supervise and control implementation of the regional growth strategy and expansion plans in line with the approved budget and timelines
To personal sales activities targeting... high end potential customers (SMEs, Corporates, Cooperatives, etc)
To conduct visits to existing and potential customers in order to understand customer expectations, complaints and areas of improvement
To ensure that branches are optimally staffed in line with the budget and growth strategy
In conjunction with the branch managers and marketing unit, plan and supervise execution of sales activities in the region in order to achieve regional performance targets.
To ensure that all staff members in the region have a clear understanding, acceptance and are able to communicate the bank’s policies and procedures
Ensure that all staff members in the region have a clear knowledge and understanding of the banks products and service.
Ensure that all staff in the region are trained on sales and apply sales techniques when interacting with potential and existing customers.
To ensure that all branch premises in the region are well maintained in line with the branch-maintained standards. more

Oversee the credit administration processes and procedures in the bank, including documentation, collateral perfection, collateral custody, next day reviews and loan disbursement whilst monitoring the repayment progress and recovery initiatives for delinquent accounts.

Ensure that all collaterals in OBUL custody are safe and properly recorded in the registers
Manage the file store and ensure... that all files are kept safe at all time
Ensure that all credit GLs are reconciled and monthly reports submitted to management for decision making.
Maintain a tracker of all pre-disbursement and post disbursement conditions of all loans to ensure they are fulfilled and periodic reports (weekly/monthly/quarterly) are shared with management
Ensure that next day reviews are done and shared with the Supervisor on daily basis
In liaison with the Principal Insurance Officer and the branches, an updated consolidated insurance tracker for policies is maintained at all times and ensure policies are renewed timely
To ensure that instructions to OBUL service providers who perfect collaterals and Valuers are timely issued
Provide management with periodic reports on Collateral management and closure of audit findings in the areas of Credit Administration.
Prepare weekly and monthly relevant credit reports.
Monitor the Banks PAR on a daily, weekly and monthly basis, detecting early warning signs of possible default AND advise the unit accordingly
Enforce the implementation of the Bank’s credit policies and procedures
Prepare weekly and monthly reports to the Supervisor Credit Administration
Any other business as required by your Supervisor. more