Main Role

As a Senior Marketing Officer specializing in Pension at Kuscco Mutual Assurance, you will play a pivotal role in developing and executing comprehensive marketing strategies to promote our pension products and services. You will be responsible for creating and implementing effective marketing campaigns, managing client relationships, and driving business growth within the pension... segment.

Duties & Responsibilities

Contribute to the formulation of strategic marketing plans for pension products.
Acquiring new business by identifying and exploiting new business opportunities in the market.
Looking for and opening new markets by developing new strategies and campaigns aimed at increasing market penetration.
Preparation of RFPs/Tenders for pension business.
Communicating new product and/or regulatory developments to prospective clients
Develop relationships with key administrators/brokers.
Collaborate with cross-functional teams to align marketing strategies with overall business objectives.
Design, execute, and monitor marketing campaigns targeting pension customers.
Conduct market research to identify trends, competitor activities, and customer preferences in the pension industry.
Provide insights to enhance product development and positioning.
Identify opportunities for upselling and cross-selling pension products.
Ensure consistent branding across all pension-related marketing materials.
Work closely with external partners and agencies to enhance marketing effectiveness.
Monitor and analyse the performance of marketing campaigns, providing insights for continuous improvement.
Utilize key performance indicators (KPIs) to evaluate the success of pension marketing initiatives.
Develop and implement brand awareness initiatives to position KUSCCO Mutual Assurance as a leader in the pension market.
Stay informed about regulatory changes and compliance requirements related to pension products.
Ensure all marketing activities adhere to industry regulations and internal policies.

Minimum Academic Qualifications & Experience

Bachelor’s degree in Marketing, Business, or a related field.
Proven Six (6) years of experience in marketing roles within the insurance or financial services industry, with a focus on pension products.
Professional certifications in MSK or CIM are desirable.
In-depth knowledge of pension products, regulations, and market dynamics.
Strong strategic thinking, analytical, and problem-solving skills.
Excellent communication and interpersonal skills.
Proficiency in using marketing tools and platforms.
Ability to work independently and collaboratively in a team environment. more

Job Reference No. REF: IG-MCO 004/2023
JOB SPECIFICATIONS

Developing and implementing credit Policies, Procedures and Strategies;
Designing an institutional development plan that will result in an efficient micro credit program;
Recruiting and training selected groups about available products and services;
Facilitating disbursement of loans to identified groups based on the analysis of... their applications in a time efficient manner and prepare payment plans;
Receiving potential clients and conduct an initial assessment and assist clients in completing applications;
Identifying and implementing partners, their capacity building and training needs as they correlate with microfinance;
Monitoring groups operations and purpose to attend weekly/monthly group meetings to keep abreast and follow up of all the activities;
Promote business growth by selling IG Sacco products and services to current and potential customers to ensure profitability;
Maintaining a quality loan book by ensuring timely repayment of Sacco products;
Monitoring the progress and performance of the existing loans;
Following up with clients about loan renewals;
Assessing creditworthiness and the risks involved;
Calculating accurate financial ratios i.e credit scores and interest rates;
Preparing and submitting timely and reliable credit reports to assist in decision making and evaluation; and
Performing any other relevant duties as may be assigned from time to time. 

PERSON SPECIFICATIONS.

Diploma in Credit Management.
CPA Part II
Other related professional qualifications will be an added advantage. 
Previous experience of working with an ERP system preferred.
Proficiency in computer applications.
Minimum two 2 years’ relevant experience in the financial institution

DESIRED SKILLS AND COMPETENCIES:

Integrity, team player with effective communication skills.
Excellent organizational skills
Results driven and customer focused
Exemplary integrity and honesty
Excellent communication and interpersonal skills
Proactive and initiative.
Self- motivated and be ready to work with minimum supervision
Customer focused – striking a solid balance between external and internal customer orientation. more

Job Reference No. REF: IG-ACN 003/2023
JOB SPECIFICATIONS

Ensuring monthly reconciliation is done for the account holders, salary earners, dormant accounts, overdrawn accounts, closed accounts and review the same;
Ensuring updated reconciliation of Mpesa, Paybill, PesaPepe, Bankers cheques, loans and advances, salaries and payouts is updated on time;
Processing payroll and ensure all... statutory deduction are remitted to the relevant authorities;
Ensuring that internal customer fund transfers and journals are effected on a daily basis upon authorization;
Ensuring that cashbook and general ledgers are updated on daily basis;
Monitoring control accounts;
Ensuring proper procedure and processing of member withdrawal is followed;
Preparing death claims and timely forwarding to the Insurance Company for claiming and making reports thereafter;
Updating list of standing orders, direct debits and any other forms of remittances outside the checkoff system;
Verifying all the accounting documents;
Ensuring that rent from the IG tenants is promptly received and receipted accordingly; and
Perform any other relevant duties as may be assigned from time to time.

PERSON SPECIFICATIONS.

Bachelor’s Degree in any of the following disciplines: - Commerce; Business Management (Accounts Option); Finance from a recognized institution.
CPA (K) is a requirement.
Must be a member of a professional body (ICPAK) and in a good standing.
Diploma in Cooperative Management will be an added advantage.
At least three (3) years of experience in a reputable financial institution.
Knowledge in computerized accounting is a requirement
Compliance with chapter 6 of the constitution is a requirement.

DESIRED SKILLS AND COMPETENCIES:

Attention to details.
Good interpersonal and communication skills.
Good in financial report writing and interpretation skills.
Able to work under pressure and meet deadlines.
Conversant with SACCO Act, cooperative SASRA requirements and IFRS. more

Job Reference No. REF: IG-DCE 001/2023
JOB PURPOSE
The Deputy Chief Executive Officer (CEO) will be in charge of the day to day operations of the Sacco and provide strategic leadership across all functions of the Sacco. 
JOB SPECIFICATIONS

Developing and implementing HR policies and practices that are compliant with the relevant Labour Laws;
Developing and implementing Sacco structures,... operating systems, processes, and procedures aimed at ensuring effective and efficient resource management, service delivery and good governance of the Sacco;
Supporting the overall performance of the Sacco through effective and efficient planning, coordination, administration, monitoring and evaluation of its core activities, financial records and management, investment strategies, budgetary allocation and provision of periodic reports to the CEO;
Leading in the strategic data analysis and research to aid in decision making;
Evaluating business strategies and activities on a continuous basis to ensure maximum impact in a proactive manner by identifying appropriate alternatives;
To ensure consistent compliance with all statutory, legal and regulatory requirements of the Sacco i.e. Cooperative Societies Act, Sacco Societies Act, Rules and Regulations and advise the CEO; 
Coordinating and aligning departmental objectives to the overall organizational strategies;
Developing a risk compliance and governance framework across the Sacco;
Networking strategically within and outside the sector with the aim of influencing national policy and programs that impact various stakeholders and partners of the Society;
Supporting the CEO in developing and maintaining effective working relationships with the diverse range of internal and external stakeholders; and
Performing any other relevant duties as may be assigned from time to time.

PERSON SPECIFICATIONS.

Bachelor’s Degree in Accounting, Finance or equivalent from a recognized university. 
Master’s Degree will be an added advantage;
Must be Certified Public Accountant Kenya (CPAK) and a member of a relevant professional body i.e. Institute of Certified Secretaries of Kenya (ICPSK); Institute of Human Resource Management (IHRM); Kenya Society of Professional Co-operators (KSPC);
Ten (10) years relevant working experience in a Financial institution with a minimum of five (5) years’ experience in a senior management position.

DESIRED SKILLS AND COMPETENCIES:

Demonstrate expert business knowledge and proficiency in Cooperative management, Business Development, Institutional Leadership, Corporate Communication and Strategic Planning and Management.
High standards of professionalism and high level of integrity.
Excellent leadership and supervisory skills.
Excellent interpersonal, teamwork and team leadership skills. more

Job Reference No. REF: IG-HRM 002/2023
JOB PURPOSE
The Human Resource Manager will be responsible for the development and implementation of IG SACCO’s HR policies and procedures and maintaining a highly productive human resource to ensure successful realization of the Sacco’s strategic objectives. The Manager will report to the Chief Executive Officer,
JOB SPECIFICATIONS

Developing and... implementing HR policies and practices that are compliant with the relevant Labour Laws;
Coordinating Human Resource planning, budgeting and monitoring in liaison with the Finance Manager;
Ensuring safe custody and updates of various staff files & HR related records;
Reviewing job specifications/descriptions;
Conducting job analysis and job evaluation;
Ensuring that staff disciplinary matters are properly handled;
Leading in recruitment process, manpower planning, training and development plan, career management, talent management, employee benefits/rewards.
Ensuring that staff leaves, sick off and off duty are processed in good time;
Reviewing HR practices with the primary goal of improving the work environment;
Drive performance management systems and ensure effective implementation;
Ensuring that monitoring and reporting of staff attendance records is done promptly;
Providing HR Support and advise to employees, line managers and senior management on HR Policies and Procedures;
Overseeing functions that relate to HR and staff welfare programmes;
Ensuring that administration of the medical cover for all staff is done;
Developing and implementing staff health and safety guidelines in accordance with the
Occupational Safety and Health Act.
Preparing and presentation of HR related reports.
Performing any other relevant duties as may be assigned from time to time.

PERSON SPECIFICATIONS.

Bachelor’s Degree in Human Resource or related discipline and Diploma in Human Resource Management.
Master’s Degree in Human Resource Management will be an added advantage.
Member of the Institute of Human Resource Management (IHRM-K) in good standing.
Five (5) years of relevant working experience preferably two (2) of which should be at senior management.
Proficient in MS Office applications and working knowledge of HRM software

DESIRED SKILLS AND COMPETENCIES:

Excellent communication, interpersonal and listening skills.
Team player with excellent leadership, negotiation and decision making skills.
In-depth knowledge of the relevant labour laws and the ability to implement change.  
Demonstrate high level of confidentiality and integrity
Good report writing skills
Well-developed skills in conflict resolution and counselling. more

Job Reference No. IA/BS/01/2023
Key Responsibilities

Review the credibility and integrity of financial statements.
Analyze the investments of the Society to ensure that the investments policy was followed, the investments are safe, made within the prudential standards and are made for the good of the Society.
Review the economic efficiency and effectiveness in the utilization of the Society... resources so that its objectives are achieved.
Review the adequacy, design and effectives of the internal control systems. This includes monitoring of such controls, detect any weakness and provide recommendation for improvement.
Undertake regular transactions and systems review to confirm that internal control systems are in place and are working.
Act as a link between the external auditor and the supervisory committee of the SACCO
Submit, at least annually, to senior management and the [board/supervisory committee] a risk-based internal audit plan for review and approval.

Miniumum Qualifications:

Bachelor of Commerce or any other business related degree form a recognized university.
Certified Public Accountant (K) or its equivalent.

Skills and Attributes:

Conceptual thinker, ability to wade through data and arrive at conclusions
Attention to Detail
Strong analytical skill
Excellent written/verbal communication
Interpersonal skills
Good organizational skills, proactive and self-drive for results.

Experience:

3 years working experience in a busy accounting/auditing environment and preferably within the cooperative movement.
Membership to a relevant professional body in good standing.
Be competent in use of IT as a working tool. more

Job Reference No. CEO/BS/01/2023
Key Duties and Responsibilities
Strategy Execution

Provide strategic advice to members of the Board to keep them aware of developments within the industry.
Work closely with the all stakeholders to establish and review strategic priorities for the SACCO.
Liaise with the Board to update and implement the strategy matrix.
Break down the organization’s... strategic plan into executable objectives and assign them to various sectional heads, monitor their executions and provide relevant feedback to the board of directors.
Rally the organization’s workforce towards achieving goals and objectives, with strict adherence to core values.
Scan the industry and macro environment for new business opportunities and advise the board accordingly
Reach out to other financial/non-financial sectors to enhance strategic priorities of the SACCO.

Corporate Governance

Be the custodian of the Sacco by-laws, and standing rules according to Board of Directors action.
Ensure SACCO policies are up-to date and complied with.
Prepare and present various progressive reports to the Board of Directors.
Proactively provide information, history, continuity, support and guidance to all governance bodies and members, in conjunction with the staff team.
Ensure timely implementation of Board of Directors recommendations.
Ensure consistent compliance with the statutory and regulatory requirements, Society’s policies, procedures and standards.
Ensure effective internal controls and processes while maintaining a strong Risk and Compliance system.

Stakeholder Management

Coordinate the outreach and marketing services to ensure optimum uptake of Sacco products and services.
Ensure provision of education and training programs to the Sacco leadership, staff and Sacco members.
Build a rapport between the Board of Directors, Supervisory Committee, members and the Sacco staff.
Develop and implement customer focused service charter that places members interest, benefits and engagement at the center, providing follow up mechanism to ensure the society membership receives value for their savings.

Financial Management

Ensure maintenance of proper books of records, registers and custody of all assets
Approving payments made by the Society;
Provide recommendations regarding effective utilization of long and short term debt, including refinancing.
Responsible for market research for products, credit information and current Sacco practices.
Oversee preparation of annual budget, regular variance statements; ensure proper management of the SACCO accounts and preparation of periodic financial reports and annual audit.
Ensure that the annual audit is coordinated and completed in time for the Annual General Meeting.
Ensure that recommendations raised by the auditors and supervisory committee are implemented within three months
Implement Credit administration control’s systems and processes in order to minimize loss to the Sacco through revenue leakage.
Prepare and present reports on the financial position of the society on trend analysis, financial projections/forecasting and industry benchmarking
Scan the market to identify investment opportunities and advise the board accordingly
Annually set ambitious financial targets for the SACCO.

Administration

Oversee development of the annual plan for staffing.
Oversee workplace operations, including holding staff meetings and retreats, and working with staff to maintain and improve effectiveness and efficiency.
Motivate and provide a conducive working environment for staff
Oversee the reward and recognition programs.
Provide tools for staff to achieve their set deliverables.
Ensuring procurement within the Sacco is handled accordingly within set guidelines and legislation.
Coordinating Board Meetings including ensuring reports are prepared and circulated to Board Members.
Updating and maintaining employee benefits, employment status and similar records.
Participating in recruitment efforts and facilitates new employee activation process
Manage, organize and report data related to administrative leave.
Assist in coordination of staff welfare activities including team building and other team activities

Necessary Qualifications and Skills:
Miniumum Qualifications:

Bachelor of Commerce or any other business related degree form a recognized university.
Certified Public Accountant (K) or its equivalent.

Skills and Attributes:

Team player with good leadership skills.
Good analytical, communication, organizational and interpersonal skills.
High degree of integrity.
Strategic thinking and results oriented.
Track record of good management and development skills.
People management skills
Knowledge of computerized accounting systems

Experience:

10 years working experience in a relevant field 3 years of which at a senior level in a busy accounting environment and preferably within the cooperative movement.
Membership to a relevant professional body in good standing.
Be competent in use of IT as a working tool. more

Self driven person who can work under minimum supervision
Good negotiation and persuasive skills are highly desirable
Should be able to access our Nairobi upperhill office or Athiriver office at any given time (very important)
Willing to work under commission based program 

To the successful candidates, the company offers attractive commissions and other incentives plus a chance to grow with... the company to a greater level more