Duties and Responsibilities

Obtain and compile copies of loan applicants' credit histories, financial statements, loan security documents and other financial information.
Analyze applicants' financial status, credit status, and undertake relevant evaluations to determine feasibility of granting loans.
Evaluate and advice on client’s ability to pay based on analysis of their finances.
Obtain credit information from credit institutions and references.
Respond to client inquiries regarding applications for credit and credit transactions.
Process approved loans for disbursement.
Generate customer feedback on loan applications.
Undertake business and home visits to validate applications.
Review and update credit and loan files.
Undertake data entry on approved loans.
Undertake timely valuation renewals after contract expiry.
Continuous professional development to keep up with current industry trends.
Prepare and submit timely reports and information for decision-making

Key Requirements Skills, experience and qualification

Bachelor is Degree in Business, Accounts, Finance, or related from a recognized institution.
Professional Credit or Accounting qualifications is an added advantage.
Minimum of two (2) years practical experience in banking with proven result-oriented track record in credit.
Proficiency in ICT with strong MS Office and internet ability
Ability to interpret Financials and make sound decisions out of it
Analytical and keen to details
High degree of accuracy and attention to detail.
Good communication skills and customer service oriented