JOB SUMMARY:
The Job Holder is responsible for the preparation of Loan facility Contract documents – The Letter of Offer and ensuring that all terms and conditions are accurately, captured on the Letter of Offer as per the approval prior to execution.
KEY RESPONSIBILITIES:

Obtain notifications of Approvals by checking Credit Quest for Approvals granted for lower limit approvals;
Obtain notifications of approvals from the Credit Approvals team for Management and Board Credit Committee’s approvals
Confirm that the approvals are authentic and have been granted within the approved delegated authority limits;
Read through the approvals to understand the context before embarking on the preparation of the letters of offer to clients
Have the letters of offer signed by Bank signatories and prepare supporting documents;
Liaise with the branches and Relationship Managers for any pending issues or clarifications
Dispatch hard copies of the Letters of Offer to the various branches and Relationship Managers
Transmit via email the supporting documents for the Letters of offer
Maintain a database of the letters of offer issued
Updating the Letters of offer register on return of the Letters from Branches and relationship managers

KEY RELATIONSHIPS: 
Key Customers to this Position

SBM Branches 
All Bank Departments

KEY QUALIFICATIONS AND COMPETENCIES:

Bachelor’s degree in Business, Social Sciences or a related field from a recognized university is a requirement.
Minimum of 2 years’ experience in Credit operations, within the credit risk section of a medium to large sized bank.
Knowledge of Bank/Customer relationship and the nature of contracts between different categories of persons;
A good appreciation and interpretation of Commercial contracts
Report writing skills and experience.
Strong analytical and problem solving skills.
  • Banking