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Credit Officer,Lagos State (Floating Staff)
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Entourage Integrated Trust Limited
Nigeria, Lagos
Fulltime
ENTOURAGE INTEGRATED TRUST LIMITED is looking for a CREDIT OFFICER (FLOATING STAFF) to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in LAGOS STATE
AGEGE
OSHODI
MARYLAND
IYANA IPAJA
ABULE EGBA
IKEJA
OJOTA
MARYLAND
YABA
EGBEDA
IKOTUN
IDIMU
ISOLO
MAFOLUKU
OGBA
SURULERE
Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
Ultimately, you will help our clients acquire loans in a timely manner, while ensuring all requitements are met.
RESPONSIBILITIES
Review loan requests
Assess clients’ financial status
Evaluate creditworthiness and risks
Contact clients to gather financial data and documentation
Analyse risks and approve or reject loan requests
Set up payment plans
Maintain updated records of loan applications
Follow up with clients about loan renewals
Monitor progress of existing loans
Daily & weekly repayment collection
Open to travel
REQUIREMENTS AND SKILLS
Proven work experience as a Credit Officer, Loan Officer or similar role
Hands-on experience with lending procedures and products
Ability to create and process financial spreadsheets
Strong analytical skills
Excellent communication and interpersonal skills
Customer service experience
NCE/OND/HND/BSc in Banking and Finance, Economics or related field
BENEFITS:
Starting Salary: 100,000
Profit Sharing
HMO
Flexible working hour 11am – 6pm
Yearly appraisal
Salary review base on performance
Sales
Marketing
Retail
Business Development
5 applications
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